Checking Fees
While there is no monthly fee attached to our checking accounts, please keep in mind the following fees will be applied to your account if necessary.
| Overdraft Advance | $25.00 per paid draft |
| Debit Xtend (opt-in) | $25.00 per item |
| Automatic Overdraft Transfer Fee (after 3rd automatic in one quarter) |
$5.00 per overdraft |
| Certified draft fee | $1.00 per draft |
| Draft returned (NSF) | $25.00 per draft |
| Stop payment order fee | $25.00 per stop |
| Draft copy fee | $4.00 per copy |
| Account history fee | $2.00 per page |
| Record searches | $10.00 per hour |
| Check printing fee | Varies depending on style of check. |
| Check cashing fee | $3.00 |
Check cashing policy
A check-cashing fee of $3.00 will be implemented on members' accounts
that do not have an aggregate of $250 in the following: Share, Share Draft,
Vacation and/or Christmas Club or IRA. If you are under the age of 23
or you currently have another service with the credit union such as: ATM/Debit
or VISA cards;Current CD; Direct Deposit of a net check or a current loan
you will be excluded from this fee.
