Visa Disclosure and Terms
Please review the terms and disclosure information prior to filling out the Visa card application.
| Annual Percentage Rate (APR) for Purchases | 8.75% to 13.90%* | |
| Other APRs | Balance Transfer APR: 8.75% to 13.90%* Cash Advance APR: 8.75% to 13.90%* |
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| Grace Period for repayment of balances for purchases | You have 25 days to repay your balance for new purchases before a finance charge on new purchases will be imposed. On Cash advances, finance charges are assessed from the date the cash advance is posted to your account. | |
| Method of computing balance for purchases | Average Daily Balance (including new purchases) | |
| Annual fees | None | |
| Minimum finance Charge | None | |
| Transaction Fees | None | |
| International Fees | 1% fee on foreign transactions where a currency conversion occurs. 0.8% on foreign transactions where a currency conversion is not performed. | |
| Late Payment Fee | $20.00 | |
| Over Limit Fee | $20.00 |
*The exact Annual Percentage Rate and Daily Periodic Rate is determined by a credit score that is provided by a credit reporting service. This rate will be disclosed to you verbally after your application is processed. This rate will also appear on your first Visa statement. This information about the costs of the card described in this application is accurate as of May 17, 2008. The information may have changed after that date. To find out what may have changed, call us at (810) 694-1301 or write to us at Tri-Pointe Community Credit Union, 2343 E. Hill Road, Grand Blanc, MI 48439.
You agree not to make or permit to be made any illegal transactions on your Account through use of a Card, a check or in any other manner. We may deny authorization for any Internet gambling transaction. These disclosures are accurate as of May 17, 2008. Terms are subject to change. The member should contact the credit union for any change in the required information or terms/conditions. Information about your spouse must be provided if you live in a community property state (AZ, CA, ID, NM, NV, TX, WA, WI) or if your spouse will use the account.
