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Tri-Pointe Community Credit Union Logo

Branch Locations: Clio | Fenton | Flint | Grand Blanc | Vassar

Toll Free: 800-695-1325 | Email Us

Visa Disclosure and Terms

Please review the terms and disclosure information prior to filling out the Visa card application.

Annual Percentage Rate (APR) for Purchases   8.75% to 13.90%*
Other APRs   Balance Transfer APR: 8.75% to 13.90%*
Cash Advance APR: 8.75% to 13.90%*
Grace Period for repayment of balances for purchases   You have 25 days to repay your balance for new purchases before a finance charge on new purchases will be imposed. On Cash advances, finance charges are assessed from the date the cash advance is posted to your account.
Method of computing balance for purchases   Average Daily Balance (including new purchases)
Annual fees   None
Minimum finance Charge   None
Transaction Fees   None
International Fees   1% fee on foreign transactions where a currency conversion occurs. 0.8% on foreign transactions where a currency conversion is not performed.
Late Payment Fee   $20.00
Over Limit Fee   $20.00

*The exact Annual Percentage Rate and Daily Periodic Rate is determined by a credit score that is provided by a credit reporting service. This rate will be disclosed to you verbally after your application is processed. This rate will also appear on your first Visa statement. This information about the costs of the card described in this application is accurate as of May 17, 2008. The information may have changed after that date. To find out what may have changed, call us at (810) 694-1301 or write to us at Tri-Pointe Community Credit Union, 2343 E. Hill Road, Grand Blanc, MI 48439.

You agree not to make or permit to be made any illegal transactions on your Account through use of a Card, a check or in any other manner. We may deny authorization for any Internet gambling transaction. These disclosures are accurate as of May 17, 2008. Terms are subject to change. The member should contact the credit union for any change in the required information or terms/conditions. Information about your spouse must be provided if you live in a community property state (AZ, CA, ID, NM, NV, TX, WA, WI) or if your spouse will use the account.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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